Government Grants for Homeowners with Mold – I bet there’s nobody like having mold in their house. Over the time, the mold can really ruin the building, especially if a large part of it is built out of wood. Getting rid of it can be quite costly, especially if it’s done too late. Aside from aesthetical and architectural problems, there are also possible health issues regarding the mold.
There are some worse cases that the mold can cause, including breathing difficulties, infection or other chronic lung problems. Therefore, it is important to deal with the problem once they occur. That said, we also understand that removing mold can be quite costly, so here are some of the programs offered by the government for homeowners with molds:
Government Grants for Homeowners with Mold Programs
United States Department of Agriculture (USDA)
We mentioned that mold can really cause some medical problems, and the risk is even greater if there’s an elderly that live inside the house. The USDA provides help for senior homeowners aged above 62 years old to ensure their house is healthy and safe using the Community Development Block Grant program. Removing the mold falls into this category. Another important requirement is that the family must have less than 50% of Area Median Income. The grant amount is up to $7,500. People who live in rural areas (with less than 10,000 people) are eligible to apply.
Federal Emergency Management Agency (FEMA)
There are several grants awarded to families affected by disaster, either it’s natural or manmade. The FEMA grants can be used especially if the mold is the result of such a disaster. Your house will be examined by a FEMA worker and they will evaluate the mold and make an estimation of the removal cost.
Department of Housing and Urban Development (HUD)
The United States Department of Housing and Urban Development offer several grant programs for Native Americans, one of them serves to remove the mold from the house. Indian tribes that are registered with the government may qualify for this grant.
Environmental Protection Agency (EPA)
The EPA activities include conducting studies also tests in homes. One of the activities is to test the recent techniques on removing the mold in a house. Community members may apply to participate in these studies, and selected houses will be tested (and the mold will be ultimately removed). Therefore, it is not a direct grant but it can solve your problem!
Veterans Affair (VA)
There are two programs that may be able to help disabled veterans of the armed forces to deal with mold, namely the Special Housing Adaptations and Adapted Housing Program. They are commonly used to build ramps and other home improvements to increase independence at home. Removing the mold may be allowed. Contact the VA office near you.
Aside from grants, there are other government programs for homeowners with mold to benefit from. For example, there’s a low-interest loan from the USDA that can be used for home repair and remove health hazard from the house. Up to $20,000 is available for loan. The interest rate is very low, with only 1% of interest rate for 20 years.