Having a car can be a convenient way to help student to get to school. However, convenience alone is not enough of a reason to ask for car grants for students. Stronger reasons should be applied, such as the unavailability of public transportation, disability, etc. Car grants for students are extremely rare, with lots of people searching for it.
That being said, do you know that there are other ways for you to get yourself a car besides the grant program? Aside of the extremely rare grant, there are basically two other ways for you to get a car of your own.
Auto Grants for College Students
Car Loan for Low Income Adult Students
The first (and the most) possible way to afford a car is through loan program. What we’re talking about here is not your common car loan. There are some loans that can be used by people who have limited income, which can be used to purchase second-hand cars.
For example, in Maine there’s a program called the Good Wheels Loan Program, which is available for adult students, low-income people, and TANF recipient. To be eligible, you need to have a referral from your social agency. The amount of money you will get is around $5,000. This is a soft loan, meaning that you will still have to repay the debt, but with a much reasonable tenor and also interest rate compared to your typical car loan. There are a bunch of other similar programs available throughout the United States, including your city!
Another loan program that you may be able to use is the More than Wheels program, which is also known as the Bonnie CLAC program. The program requires the applicants to complete a course of financial literacy and budget counseling, and it is only available for low-income residents who are not qualified for a loan.
Meanwhile, there’s the Vehicles for Change program, which is provided for people who are referred by their social agency worker. There’s an orientation class required, and each recipient will receive 6 months warranty. Beware if you are a Muslim with the interest rate, its riba, and its haram!
Car Donation for Students
Here’s another great options available: car donation programs. Depending on your situation, you may be able to get a donated car. A typical program that provides such service will give you second-hand cars for eligible people. Needless to say, the car is fixed beforehand so that it is up and running. The program will give cars for various purposes, including for employment, medical purposes, and school purposes. One program that fits this description is the Good News Garage Program, which is available is several states such as Rhode Island, Connecticut, Massachusetts, Maryland, etc.
There are other programs, of course. For example, the Free2B Program in Minnesota, which is available for low-income parents with dependent children who are not eligible for assistance through other agencies. The car can be used to go to college. Another similar program is the 1-800-Charity Cars, which may be able to provide donated cars for various audiences, which may include low-income students with special considerations.
When you are searching for a donated car, it is important not to call them and plea for help right away. You need to understand that there are hundreds of people searching for the same thing you’re looking for. It is best to complete and submit your application using the form they provide, and then wait.
Last but not least, we have found a document source from our government about the available program for a vehicle loan, purchase and donation programs that are available for low-income families, including students. You can find the link to the pdf files from our reference section below. We hope that this can satisfy your search for students’ car grants.
- Car Ownership_Listing
- Car Ownership Programs for Low-Income Earners
- Personal Grants for cars? (College Student)?
- Cars and Car Repairs for Low Income Families
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