Bipolar disorder, often called manic depression is a severe psychological condition that may greatly affect the life of the sufferer. This condition often renders them unable to work, learn or even socialize properly because they continuously get mood swings. Therefore, it is a pretty common occurrence when you see people with bipolar disorder struggle to be jobless and having a hard time, financially.
Financial Help for Bipolar Disorder
Financial help for bipolar disorder is available from various sources, but the most used one is from Social Security Disability Insurance and also the Supplemental Security Income program benefits, from the Social Security Administration office. Below are the information you may want to know:
The SSDI program is basically made to help people with disability. Although the bipolar disorder does not have a traditional meaning of disability, our Federal Government has recognized that the disorder may cripple the ability of the people who have it in having a normal life. Therefore, people accompanied by bipolar disorder also have a chance getting in the SSD program.
However, it is important to note that the program is designed to help disabled workers. Therefore, you should have a job history and have paid the Social Security taxes.
If you don’t think you are qualified for the SSDI program, you may want to try the SSI program. This program is aimed specifically for disabled individuals, including people with manic depression. Since this is a very popular program in United States, the eligibility criteria is quite strict. Therefore you may want to bring necessary documents when you are applying for the program.
For these programs for financial aid for bipolar disorder, there are other additional requirements, including the medical condition. As we have said earlier, the manic depression or bipolar disorder is accommodated in Section 12.04 (adults) and Section 112.04 (children). According to the rule, to be considered as someone disabled because of bipolar disorder you should:
- Have experienced the bipolar disorder for at least two years
- Have the symptoms of bipolar disorder
- Have gone to medical professionals to treat the condition. There should be some sort of letter explaining your current condition. This letter can be used in the process.
Again, to be able to get the financial aid for manic depression you need to prepare all the necessary credentials. If you are unable to do so, you should contact your friends/family for them to help you. The most typical way to apply for the financial aid is through Social Security worker. It would be very helpful if you can provide all sorts of needed documents (such as medical records, treatment records, etc) beforehand.
After applying, you may have to wait for about a month until the Social Security Administration office releases its verdict. If you failed to get the financial aid you need, you can still submit an appeal during the 60 days after you’ve received the notification.
The whole process of getting financial aid for manic depression can be quite confusing, therefore we highly recommend you to ask for help from friends and family to help you take care of the process.